Individuals with even modest cash reserves are undoubtedly aware that, in today's times, investment opportunities are virtually endless. Funds can be invested, for example, in historic, precious metal coins and richly decorated currency, exclusive spirits, works of art, or jewelry.
In today's article, we would like to recommend to all our readers high-quality products whose initial purchase is unlikely to be the cheapest… but which can also offer an exceptionally satisfying return on investment. Of course, we are talking about diamonds!
Diamond as an investment product
Unfortunately, similar to other high-value items, the market is flooded with counterfeits and dishonest sellers who want to encourage us to buy an item at a high price, which after professional analysis may turn out to be worth little or nothing—a mere trinket. To avoid this, before investing your funds, you should have the diamond intended for sale, whether at a brick-and-mortar store or online, thoroughly examined and inspected.
What aspects should we pay particular attention to?
The absolutely key feature that directly affects the price both at purchase and later resale of the gemstone featured in today’s post is its weight, which is most often expressed in carats. For simplicity, it is assumed that one carat equals 0.2 grams. The heavier it is, the better for us; however, even a relatively large product of this type may not be very expensive. Why is that?
Besides significant weight, the stone should also stand out with high clarity, which is rated on a scale ranging from P3 to FL, where the first value indicates a diamond with visible inclusions and impurities to the naked eye, and the second refers to a piece that shows no signs of imperfections, damage, or cracks even under microscopic examination. Of course, it’s easy to guess that the higher the item ranks on this scale and the greater its weight, the more we will have to pay for it.
It’s worth noting that a small piece of jewelry of this kind, which also has visible flaws, will cost us around fifteen hundred złoty, while the most beautiful specimens available on the domestic market are offered to potential buyers for tens or even hundreds of thousands of złoty!
Attention should also be paid to the so-called diamond cut, which is the craftsmanship of its polishing that gives it a unique appearance. This aspect is rated on a scale where the least skillfully cut stones are marked with the letter P, and those with no flaws at all are marked with EX. For many collectors, the color of the diamond may also be important, which is the last of the four key features that experts consider when appraising them. In this case, however, the color of the gemstone is somewhat more subjective, as some interested parties prefer classic colorless (which are also considered the most valuable), while others may favor noticeably tinted stones, as they better match decorative elements or jewelry. They may also simply be considered more pleasing to the eye and more extraordinary.
Let’s not underestimate authenticity!
Even if all the features of the diamond meet our expectations and the price offered to us is acceptable, we must ensure that there is no risk of falling victim to a scam and being gifted a nearly worthless cubic zirconia, often used as a substitute for high-quality gemstones in cheaper jewelry.
How to minimize the likelihood of such problems occurring as much as possible? First and foremost, check whether the diamond you intend to purchase has a personalized certificate confirming its 100% authenticity. Such a document should include the exact gemstone number (which can be verified on appropriate websites), as well as a detailed description of its physical characteristics. At the bottom of the certificate, you should find a stamp and the signature of the expert who conducted a thorough analysis of the item.In situations where you dream of owning a diamond worth the equivalent of a high-end car or real estate, be sure to use services provided only by reputable jewelers and stores recognized by consumers. Ideally, the place of sale should be a brick-and-mortar store, as this will allow for potential complaints or a more detailed examination of the stone before finalizing the transaction. If our readers follow the guidelines outlined in today’s article, their experience with investing in diamonds will undoubtedly proceed smoothly. Moreover, with the experience gained over the coming months and years, it will be possible to significantly increase their financial assets in the long term!
